Throughout the year, a northward cool current prevails because of southeast trade winds, causing upwelling of cool, nutrient-rich water. However, during late December the upwelling relaxes, causing warmer and nutrient-poor water to appear, which signals the end of the local fishing season. Over the years, the warm, southward current occasionally seemed more intense than usual and was associated with periods of extreme wetness along the normally very dry Peruvian coast. These events were called "years of abundance.
Since we have been here we have dealt with 4 financial institutions. Both Banco Territorial and Coopera Credit Union have been put into liquidation by the Banking Superintendents for supposed money-laundering.
These actions reek to high heaven of politics and patronage, trying to expunge the successful competitors to the big banks which only proves the crookedness of the old fatcats. The only safe tactic is to have your money spread amongst several institutions that are insured by the Government.
Most Credit Unions are unregulated and unaudited by any government agency. We had been told they would soon have regulations, just like the banks, but little has happened thus far.
They are a risk that many expats seemed willing to take, but in view of the liquidation of Coopera in June that has changed drastically. Banks can offer Credit cards. You can get Bank and Credit Union Debit cards easily enough, and use your cards from home, and you can generally withdraw small amounts from any bank machine displaying a "Banred" banner.
The easiest machines are apparently the Banco De Guayaquil ones. We are still dealing with a country where the laws change hourly and are interpreted to suit the ruling powers. Protect your assets in only government insured institutions. It is not an iron-clad guarantee, but it is better than leaving your assets at risk.
I know they are not doing it on purpose but the simple fact is they change the rules on silly whims and then it seems that every Government employee can interpret those rules in whatever fashion they desire.
When you go for information, they never tell you everything at once. Very few important things can be done at one time, and in only one place. Very little is centralized or organized in any meaningful way. Without a knowledgeable facilitator at your side it is almost impossible to surmount, or understand, the unfathomable requirements for the simplest of tasks.
Someone asked me to specify the thing I liked the least about Ecuador. I had to think hard on that. Ecuadorians, like most Latin Americans, have little concern about their neighbours when it comes to hammering, playing loud music, honking horns, shouting, using loudspeakers, ignoring car alarms, keeping barking dogs, and even roosters that don't know morning from night.
It is not easy for a light sleeper like me, so I run a humidifier in the bedroom to cause some white noise.
Fortunately my new home is in an area where it is reasonably quiet from 9pm to 6am. BUT, the real winner in this category is the total ridiculousness of the Government bureaucracy.
They have robbed us, cheated us, belittled us and made life here as difficult as they could. They have the title of Worst Bureaucracy in Latin America, and justifiably so. Buses are only 25c, mostly clean, and they are efficient, if bumpy, daytime transportation.
Nighttime service drops off to negligible, so be prepared to take a yellow taxi.
There are no transfers.Get the latest science news and technology news, read tech reviews and more at ABC News. El Niño is a climate cycle in the Pacific Ocean with a global impact on weather patterns. The cycle begins when warm water in the western tropical Pacific Ocean shifts eastward along the equator.
71 rows · El Nino is a climate pattern that describes the unusual warming of surface waters in the eastern it’s important to be familiar with non-El Niño conditions in the Pacific Ocean. The westward movement of warmer waters causes cooler waters to rise up towards the surface on the coasts of Ecuador, Peru, and Chile.
This process is . Unexpected climate phenomena forces players to rethink strategies. A large proportion of the Peruvian territory was affected by “El Niño Costero” at the beginning of SCIN -- Chapter Ivy Tech Community College El Niño is a well-known weather phenomenon.
In Ecuador and Peru, fisherman knew about the phenomena long before it was well known because their fishing would be very poor during El Niño conditions.
Normally Peru and Ecuador have a remarkable fishery because there is a prominent . How El Niño Will Affect Your Galapagos, Ecuador & Peru Adventure; Home > Ecuador > How El Niño Will Affect Your Galapagos, Ecuador & Peru Adventure; Like.
February and March is normally the wet, rainy season in Machu Picchu during a non-El Niño, year (i.e. those are the months when it normally floods near .